Investment Property Finance

At Hodge Bank, we specialise in providing loan facilities for commercial property investment.

Our aim is to provide a traditional approach to banking, characterised by the establishment of close personal relationships with our clients. Our experienced team will work with you to develop lending solutions that are suitably tailored to meet your particular needs, whilst our business structure ensures that decision timescales are short.

We lend across a broad range of investment property types including office, industrial, leisure and residential. The key considerations of property quality, location, tenant covenant and investor experience are as relevant as asset type and sector.

Each new lending facility is bespoke in nature and will be negotiated directly between us. However, typical parameters;

Each new lending facility is bespoke in nature and will be negotiated directly between us. However, typical parameters;
Borrower types UK Companies, SPV, partnerships, private individuals, SIPP/SSAS
Loan Size generally £1m – £25m
LTV up to 70%
Term up to 15 years
Amortisation profiles straight line or structured profile with final bullet repayment
Covenants LTV, Interest Cover, Debt Service Cover
Security First legal charge, debenture, assignment of rents, other security as case merits
Interest Margin by negotiation
Fees by negotiation

Click here to view a selection of recent transactions.