ISA's

With our Fixed Rate Cash ISA you can earn tax free interest on your savings.


1 Year Fixed Rate Cash ISA

Product
Gross Rate* - interest paid annually
Gross Rate* - interest paid monthly
AER†
Minimum Deposit
Withdraw Penalty Fee
Product 1 Year Fixed Rate Cash ISA
Gross Rate* - interest paid annually 1.20%
Gross Rate* - interest paid monthly 1.19%
AER† 1.20%
Minimum Deposit £1,000
Withdrawl Penalty Fee 90 days' tax free interest

2 Year Fixed Rate Cash ISA

Product
Gross Rate* - interest paid annually
Gross Rate* - interest paid monthly
AER†
Minimum Deposit
Withdraw Penalty Fee
Product 2 Year Fixed Rate Cash ISA
Gross Rate* - interest paid annually 1.30%
Gross Rate* - interest paid monthly 1.29%
AER† 1.30%
Minimum Deposit £1,000
Withdrawl Penalty Fee 180 days' tax free interest

3 Year Fixed Rate Cash ISA

Product
Gross Rate* - interest paid annually
Gross Rate* - interest paid monthly
AER†
Minimum Deposit
Withdraw Penalty Fee
Product 3 Year Fixed Rate Cash ISA
Gross Rate* - interest paid annually 1.45%
Gross Rate* - interest paid monthly 1.44%
AER† 1.45%
Minimum Deposit £1,000
Withdrawl Penalty Fee 270 days' tax free interest

4 Year Fixed Rate Cash ISA

Product
Gross Rate* - interest paid annually
Gross Rate* - interest paid monthly
AER†
Minimum Deposit
Withdraw Penalty Fee
Product 4 Year Fixed Rate Cash ISA
Gross Rate* - interest paid annually 1.55%
Gross Rate* - interest paid monthly 1.54%
AER† 1.55%
Minimum Deposit £1,000
Withdrawl Penalty Fee 320 days' tax free interest

5 Year Fixed Rate Cash ISA

Product
Gross Rate* - interest paid annually
Gross Rate* - interest paid monthly
AER†
Minimum Deposit
Withdraw Penalty Fee
Product 5 Year Fixed Rate Cash ISA
Gross Rate* - interest paid annually 1.65%
Gross Rate* - interest paid monthly 1.64%
AER† 1.65%
Minimum Deposit £1,000
Withdrawl Penalty Fee 365 days' tax free interest

Junior Cash ISA

Product
Gross Rate* - interest paid annually
Gross Rate* - interest paid monthly
AER†
Minimum Deposit
Product Junior Cash ISA
Gross Rate* - interest paid annually 2.00%
Gross Rate* - interest paid monthly n/a
AER† 2.00%
Minimum Deposit £500

Glossary of Terms

Rate
This is the contractual rate of interest paid from which tax is deemed to have been deducted at the appropriate rate, currently 20%.

*Gross
Is the contractual rate of interest payable before the deducation of income tax at the rate specified by law. The payment can be made annually or monthly.

†AER
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded each year.

Tax Free
This is the rate payable where interest is exempt from tax.

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