With £1,000 or more to deposit for a period of four years, you can earn tax free interest by placing your funds in our 4 Year Fixed Rate Cash ISA.

Once you’ve funded the account, you will not be permitted to make any additional deposits during the fixed term.

For access to your account before the end of the fixed rate period, an exit fee will be charged.

Please note, if you are applying for either of the following types of accounts these cannot be opened online:

  • If you are transferring an existing ISA to Hodge Bank
  • If you are applying for, or looking to manage a Power of Attorney

For these accounts you can download an application form from our website here, or call our Customer Service team on 0800 028 3746 and we will send it to you.

Gross p.a. for annual payment.
Gross p.a. for monthly payment.

How to apply

You can choose to receive your interest monthly or annually on your new account. Select from the options below.

Frequency Gross* AER†
Annual payment Gross AER* Apply online for annual rate Download application forms
Monthly payment Gross AER* Apply online for monthly rate Download application forms
Summary Box, Key Product Information for our Savings Account(s)
Account name 4 Year Fixed Rate Cash ISA
What is the interest rate? Gross p.a. for annual payment.
Gross p.m. for monthly payment.
Can Hodge Bank change the interest rate? Not during the term of the product.
What would the estimated balance be after 12 months based on £1,000 deposit?

Assumes interest is compounded and paid annually at anniversary

How do I open and manage my account? You can open your account online or by post. You can manage your account by post or telephone. The minimum deposit for a Fixed Rate Cash ISA is £1,000.
Can I withdraw the money? You can withdraw your funds before maturity of the ISA however a fee is applicable for early access which is equivalent to 320 days tax free interest.
Additional Information You are not able to make additional contributions to your ISA until maturity.

Current ISA Subscription Limits

With effect from 6th April 2018, the ISA subscription limit increased to £20,000 for anyone eligible to invest in an ISA.

The full £20,000 of the new ISA allowance can be saved in a cash ISA or a stocks and shares ISA with one provider. It can also be split between a cash ISA and a stocks and shares ISA with either the same or another provider.

Please note Hodge Bank does not provide a stocks and shares ISA.

Apply for a new account in just 9 minutes…

If you’re looking to open a new ISA account, you can apply online in just 9 minutes.

Alternatively, you can download an application form or call us on 0800 0283746.

Transfer your ISA

If you already have an existing ISA that you want to transfer to your Hodge ISA, this can’t be done online.

Download an ISA transfer form here and return it to us.

Not the product for you?

Why not browse our range of other accounts to see which might suit you best.

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The payment can be made annually or monthly.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.