If you would like a return on your savings then the 90 Day Notice Account may suit you.

The 90 Day Notice Account offers savers with £1,000 or more, interest but only allows access to funds subject to three months written notice of withdrawal.

You can add further funds, as long as they come from the same bank account as the original deposit.

Up to 1.10% on deposits of £100,000+
for annual payment.
Up to 1.09% on deposits of £100,000+
for monthly payment.

How to apply

You can choose to receive your interest monthly or annually on your new account. Select from the options below. The interest rate on your account is flexible in line with the balance you hold.

Amount Gross Rate p.a. annual payment Gross Rate p.a. monthly payment AER*
£100,000+ 1.10% 1.09% 1.10%
£50,000+ 1.10% 1.09% 1.10%
£10,000+ 1.00% 1.00% 1.00%
£5,000+ 0.50% 0.50% 0.50%
£1,000+ 0.10% 0.10% 0.10%
Below £1,000+ 0.00% 0.00% 0.00%
Summary Box, Key Product Information for our Savings Account(s)
Account name 90 Day Notice Account
What is the interest rate? Up to 1.10% Gross p.a. on deposits of £100,000+ for annual payment.
Up to 1.09% Gross p.a. on deposits of £100,000+ for monthly payment.
Can Hodge Bank change the interest rate? Yes, subject to us giving you at least 90 days notice prior to the date of the interest rate change.
What would the estimated balance be after 12 months based on a range of deposits?
Below £1,000 No interest
£1,000 – £4,999 £1,001.00
£5,000 – £9,999 £5,025.00
£10,000 – £49,999 £10,100.00
£50,000 – £99,999 £50,550.00
£100,000+ £101,100.00

Assumes interest is compounded and paid annually at each anniversary.

How do I open and manage my account? You can open your account by post. You can manage your account by post, telephone or email. The minimum deposit for a 90 Day Notice Account is £1,000.
Can I withdraw the money? Yes, 90 days notice is required.
Additional Information If the total amount of interest you earn exceeds your Personal Savings Allowance then you may have to pay tax directly to HMRC. For more information visit www.gov.uk and search 'Personal Savings Allowance'.

Apply for a new account

If you’re looking to open a new savings account you can download an application form or call us on 0800 028 3746.

Not the product for you?

Why not browse our range of other accounts to see which might suit you best.

* Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The payment can be made annually or monthly.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid and compounded once each year.