Careers

Current Vacancies

Doing the right thing is what we aim to do at Hodge.

We are a financial services business focused on the retail savings, commercial lending and retirement markets. The Hodge Foundation, a charity supporting the welfare, medical, academic and educational areas, owns 79% of our business. This drives us, knowing that by helping our customers to achieve their goals, we are also helping good causes that are important to us.

We have achieved significant growth over the last few years and have ambitious plans to expand further.

Our benefits package includes:

  • Generous pension scheme
  • Annual bonus
  • Private medical insurance
  • Life Assurance and Critical Illness cover
  • 25 days’ holiday per annum, plus an extra day off at Christmas
  • Various flexible options: childcare vouchers, cycle scheme, season ticket loans
  • Regular sports and social events
  • Use of gym and spa facilities
  • Weekly fruit delivery
  • Local discounts – coffee shops, restaurants, bars
  • Prestigious offices in city centre location

 

Relationship Officer – Commercial Lending

Salary: £Competitive (dependent on experience) + benefits

Working within our Portfolio or Buy-to-Let teams you will be actively involved in the management of a commercial lending or buy-to-let portfolio.

You will provide proactive support and play a critical role in delivering completion of new to bank deals in line with client and introducer timescales, as well as ensuring credit and operational risk is diligently maintained across the existing portfolio.

In all cases, a core function of the role is to ensure that company standards are met and appropriate procedures are followed so that the Bank is not exposed to risk levels outside its defined appetite.

Key responsibilities will include:

  • Manage and maintain a specified portfolio of loans, liaising with clients and third-party advisors to ensure that service levels are met by providing a timely, efficient, professional, enthusiastic and knowledgeable manner at all times, driving high levels of client satisfaction.  
  • Initial review of “new to Bank” lending enquiries and making recommendations as to whether they should be pursued.
  • Researching and analysing financial and non-financial information.
  • Preparing new credit applications for submission to the relevant sanctioning authority.
  • Producing and distributing all relevant lending documentation in an accurate and timely manner.
  • Instructing and liaising with third party professionals (valuers and solicitors etc) dealing with issues as they arise.
  • Reviewing and analysing legal, valuation and other due diligence documentation to ensure that they are acceptable from a risk perspective and appropriately fulfil sanction conditions.
  • Ensuring all approvals are held and managing loan drawdowns, ensuring transactions are within agreed sanction terms.
  • Ensuring that all AML/KYC procedures have been satisfactorily completed.
  • Preparing credit applications as part of the annual facility review process, ensuring that a thorough investigation and analysis has been carried out.
  • Setting high personal standards through adherence to group conduct and behaviour standards at all times.

The successful candidate will have:

  • General banking experience within a commercial lending environment
  • A strong understanding of lending administration
  • Experience of credit risk, securities and customer relationship management
  • The ability, appetite and enthusiasm to succeed and develop within a specialist real estate focussed private bank
  • Strong teamworking ethic, attention to detail and excellent communication skills
  • Knowledge of real estate finance including property development, commercial property investment and buy-to-let would be advantageous.

Responsibilities for this role will increase with the progression of qualifications and development within the role.

Apply Here

Mortgage Product Development Manager

Salary from £35k

An exciting opportunity has arisen for a Mortgage and Product Development Manager, this will be a key new role within the Mortgage Product Team.

Possessing excellent mortgage product knowledge and a commercially focused business mind-set, the role will be responsible for identifying initiatives which enhance, shape and support new and existing  mortgage product development.

Reporting into the Senior Products and Pricing Manager, this role will devise and manage a customer and market insight plan to monitor competitor activity and will also analyse market and customer trends to inform the product strategy.

Apply Here

Business Development Director – Mortgages

Location : Cardiff

Salary : Competitive

Benefits : Generous Pension, Discretionary Bonus Scheme, Flexible Working, Subsidised Gym Membership, 25 days Holiday + Bank Holidays

We have an exciting opportunity to head up our mortgages business development team as we look to significantly grow our mortgage offering and look to new markets.

In this role you will lead the development and execution of the mortgage business development strategy to ensure that strategic new business targets are met.

You will also lead and manage the Business Development team to ensure that high standards are maintained at all times.  With and through this team you will maintain excellent relationships with all national Key Accounts in order to promote the company’s profile, products and services.

To be successful in the role you will be educated to degree standard or equivalent with relevant financial services qualifications e.g. CeMAP, and ideally CeRER qualified.

Experience gained in a senior Business Development / Sales Distriubtion Role is essential and you will be able to demonstrate a comprehensive understanding of the mortgage and equity release markets.

A proven “first class record” in customer relationship management and business development with sales management experience gained with IFAs/Brokers

Leadership skills with the ability to drive and motivate sales teams to deliver to the highest standards.

Apply Here

Graduate Actuarial Trainee

Salary: £Competitive + benefits and Study Package

Start Date: Summer 2019

An exciting opportunity for a proactive and ambitious graduate, this is an interesting and diverse role, offering prospects for personal development and career progression.

As Graduate Actuarial Trainee, the purpose of your role will be to support the actuarial team in the production of financial outputs and assist in the development and improvement of the actuarial processes and systems.

You will be given financial support and study leave with the expectation of attaining the Fellowship qualification within 4 to 6 years.

Reporting to the Financial Reporting Actuary, your key responsibilities will include:

  • Production of regular internal financial reports
  • External statutory reporting including QRT submissions
  • Developing Excel and Prophet based models
  • Management information on company performance

Responsibilities for this role will increase with the progression of qualifications and development within the role.

The postholder must be highly numerate and methodical in their approach and display good attention to detail. They will have strong analytical and communication skills, and thrive in a complex and changing environment.

A degree of 2.1 or higher is essential, ideally in actuarial science or a mathematical subject. Familiarity with the Financial Services sector would be desirable.

Candidates must be available to attend a recruitment day/ interviews at the end of July 2019.

Apply Here

Product and Distribution Manager – Annuities

We are seeking a driven, autonomous Product & Distribution Manager to join the leadership team of our life assurance business. The role will involve:

  • Leading the development of our annuity products, developing a roadmap of product improvements;
  • Managing and maintaining our current products and associated service proposition;
  • Ensuring existing distribution channels are optimised, and nurture new distribution opportunities;
  • Using market insight to Identify and shape new market and product opportunities that complement the business’ core markets;
  • Playing your part in setting and delivering the Hodge Life strategy
  • Be the ‘go to’ person within our business for subject matter expertise on annuity products within our markets
  • Thought leadership, including the ability to look ahead and identify emerging opportunities
  • Owning and maintaining product governance

This leadership role will sit on the life assurance senior leadership team and will be integral in helping shape the future direction of the business.  The role provides a significant opportunity for career growth in line with the growth in the business.

Apply Here

Test Engineer

To support the growth of our digital services, we are looking for a Test Engineer to join our Quality Assurance team.  

The Quality Assurance team is supporting the technical delivery of a large-scale digital transformation. Working in an Agile environment, we are building cutting edge cloud-based web solutions for real-time financial services delivered through cross platform solutions.  As Test Engineer, you will be part of an Agile team involved in the full life-cycle of development for customer facing solutions.  

The new digital estate is enforced by the latest cyber security policies and technology tools, as well as the best web services and secure cloud delivery models available. We are therefore looking for individuals with drive, enthusiasm and the right knowledge to join our Quality Assurance team.

You will need good analytical skills, be able to communicate effectively with other team members & show good understanding of technical test abilities. You will be responsible for the ongoing development of our Test Automation framework. You will also be responsible for supporting manual testing during several test phases.

You will be part of the full-stack delivery teams who are building customer facing cloud-based web solutions across multiple business areas and you will be expected to understand the business domain. You will be working as part of a Scrum team comprising of a product owner, analysts, developers, testers and business SME’s, delivering external and internal platforms to support the business and our customers.  

Our primary technology stack is Java-based utilising Selenium, Cucumber and Jenkins as the basis of our test automation framework. Commercial experience in test automation in the aforementioned toolsets is key to this role as well as strong background in testing methodologies and approach.  

To be successful you must be a have strong logical analysis and trouble-shooting skills and be methodical in your approach.  Other key attributes are a proactive approach to solving problems as part of a team, and a focus on continuous improvement in all aspects of what we do.  

Essential skills and experience:

  • Educated to degree level in a computer science or IT-related subject, ideally with a 2:1 or above;
  • 2 years of commercial experience in a Test Engineer or similar role;
  • Commercial experience in relevant Testing technologies – Selenium, Cucumber, Jenkins; 
  • Good knowledge of coding practices and experience using object orientated languages e.g. C#, Java
  • Good understanding of technical test techniques and the ability to apply them efficiently
  • Ideally experience of working in an AWS-based environment;
  • Experience of working within an Agile environment;
  • A good understanding of Java based applications and contemporary architectures, plus AWS or similar cloud environments.
  • Understanding of Continuous Integration and Delivery, plus exposure to common toolsets such as Jenkins, Git, JIRA, Confluence or similar.
  • A positive can-do attitude and willingness and desire to get things done. 
Apply Here

Test Analyst

To support the growth of our digital services, we are looking for a Test Analyst to join our Quality Assurance team.  

The Quality Assurance team is supporting the technical delivery of a large-scale digital transformation. Working in an Agile environment, we are building cutting edge cloud-based web solutions for real-time financial services delivered through cross platform solutions. As Test Analyst, you will be part of an Agile team involved in the full life-cycle of development for customer facing solutions.  

The new digital estate is enforced by the latest cyber security policies and technology tools, as well as the best web services and secure cloud delivery models available. We are therefore looking for individuals with drive, enthusiasm and the right knowledge to join our Quality Assurance team.

You will need good analytical skills, be able to communicate effectively with other team members & show good understanding of technical test abilities. You will be responsible for the championing test techniques and practices, ensuring analysis is at the forefront of each change that needs to be delivered.

You will be part of the full-stack delivery teams who are building customer facing cloud-based web solutions across multiple business areas and you will be expected to understand the business domain. You will be working as part of a Scrum team comprising of a product owner, analysts, developers, testers and business SME’s, delivering external and internal platforms to support the business and our customers.  

Our primary technology stack is Java-based utilising Selenium, Cucumber and Jenkins as the basis of our test automation framework. Experience in this area would be a benefit allow collaboration with Test Engineers.

To be successful you must be a have strong logical analysis and trouble-shooting skills and be methodical in your approach.  Other key attributes are a proactive approach to solving problems as part of a team, and a focus on continuous improvement in all aspects of what we do.  

Essential skills and experience:

  • Educated to degree level in a computer science or IT-related subject, ideally with a 2:1 or above;
  • 2 years of commercial experience in a Test Analyst or similar role;
  • Good understanding of technical test techniques and the ability to apply them efficiently
  • Ideally experience of working in an AWS-based environment;
  • Experience of working within an Agile environment;
  • An understanding of Java based applications and contemporary architectures, plus AWS or similar cloud environments.
  • Understanding of Continuous Integration and Delivery, plus exposure to common toolsets such as Jenkins, Git, JIRA, Confluence or similar.
  • A positive can-do attitude and willingness and desire to get things done. 
Apply Here

Mortgage Product Risk Executive

Our mortgages business is undergoing a period of exciting change, with bold growth ambitions which will support the delivery of Hodge’s 5-year strategic plan. We are pleased to introduce a new role reporting into the Senior Mortgage Product and Pricing Manager.

Do you have a passion for conduct risk and ensuring that our existing and future mortgage products meet our risk requirements?

Do you want to be a part of a pricing team who will be looking to innovate and disturb the mortgage market with a raft of new and niche products?

Do you have an attention to detail that will ensure that the information we share about our products within Hodge and with our extended customer and broker network are compliant?

If the answer is yes, then the Mortgage Product Risk Executive role may be for you.

Apply Here

Operational Resilience Lead

We are looking for a leader to join our business and play a key challenger role in ensuring that we have the capability and contingency planning in place to keep the business running smoothly.

Hodge Bank is based in the heart of Cardiff City Centre and as part of our leadership community, the successful candidate will play a key role in working with our leadership group on maintaining an acceptable level of risk within our business.

As our operations resilience lead, we will expect you to 

  • Identify and maintain a regular review of our most business-critical systems and processes at Hodge
  • Highlight key risks that may threaten our ability to deliver for our customers and to our regulatory responsibilities 
  • Develop an ops resilience roadmap that ensures we minimise the impact of any high-risk systems and processes with clear paths to green
  • Influence and hold our stakeholders to account across the business, ensuring that they maintain an acceptable level of risk in our systems and processes 
  • Challenge with fresh eyes our business continuity plans, cyber security, supply chain change management programmes ensuring that they minimise any impact to the business
  • Provide oversight, MI, governance and regulatory reporting to highlight any risks to the business and escalate where appropriate

Are you able to influence and change people’s perceptions of risk within the business?

Are you curious by nature and are comfortable challenging the way things are done and the processes that we follow?

Are you able to build strong relationships so people see operational resilience as a priority activity rather than ‘something else on my to do list’?

Do you want to work for a company who makes a difference in the local community that we work in?

Apply Here

Head of Business Development

We are looking for an experienced leader for our field and office-based business development teams within our innovative Mortgage business.

Reporting to the Business Development Director you will contribute to the development of our distribution strategy for our evolving mortgage product range. Through your leadership, you will ensure that your team of Business Development Managers on the road and office-based sales team are executing to the plan and clear and engaged on the part they play in it.

Hodge Bank is based in the heart of Cardiff city centre and provides Mortgages, Savings, Annuities and Commercial Lending products across the group. As part of the Mortgages senior leadership team, the successful candidate will focus on ensuring that the Mortgages team play their part in achieving our ambitious strategic 5-year plan. We want the leader to do this by creating an environment for colleagues to flourish and grow within the business development and wider mortgages team. 

What else are we looking for?

Do you have experience of leading high performing business development teams within the financial services sector?

Are you a proven people developer who can coach our talented Business Development team to flourish and grow?

Are you able to create a business development team that have a reputation as easy to do business with by our valued broker network?

Are you able to bring innovative thinking to our business and collaborate with our product and marketing teams to ensure we disturb the market and achieve our bold growth plans?

Do you have experience of developing a clear communications and development framework to maintain and grow the knowledge of the mortgage market across your business development team

Interested? 

If so, send a copy of your CV with a one-page letter summarising why you should be considered for the role and what you would bring to it. Shortlisted candidates will be invited to attend a follow up interview at a date to be confirmed. 

Apply Here

Compliance and QA officer

We are introducing a new role into our growing mortgage business to ensure that we are meeting our regulatory and compliance requirements when supporting our customers. Working alongside the Mortgage Risk Manager in the Mortgage Department, the successful candidate will be responsible for first line compliance and risk within the mortgage team, ensuring that our QA process is being followed, drives compliance and adds value to the colleague training and competence scheme

Hodge Bank is based in the heart of Cardiff city centre and provides Mortgages, Savings, Annuities and Commercial Lending products across the group. The successful candidate will focus on ensuring that the Mortgages team play their part in achieving our ambitious strategic 5-year plan in a compliant way. 

Do you have a detailed knowledge of the Mortgage Conduct of Business issued by the FCA and can develop a framework that ensures we are meeting this across our mortgages processes?

Can you bring innovative and curious thinking to the way we manage QA at Hodge, encouraging our mortgage colleagues to both be compliant and ensure we are easy to do business with?

Can you operate as an internal consultant to the mortgage business and steer us towards a strong risk culture? 

Are you interested in joining an ambitious, innovative business and support us to deliver to our bold five-year strategic growth plan?

Interested? 

If so, send a copy of your CV with a one-page letter summarising why you should be considered for the role and what you would bring to it.

Apply Here

National Account Manager – North 

We are looking for an experienced leader to oversee the Mortgage division’s key account strategy and work with the Business Development director to define the distribution strategy in the North of the country.

Working closely with the Business Development Director, you will be required to develop a key account strategy, ensuring that the mortgage division hits its new business targets, whilst providing a service that will delight our adviser community in the North.

Hodge Bank is based in the heart of Cardiff city centre and provides Mortgages, Savings, Annuities and Commercial Lending products across the group. As part of the Mortgages leadership team, the successful candidate will focus on ensuring that the Mortgages team play their part in achieving our ambitious strategic 5-year plan. We want the leader to do this by creating an environment for colleagues to flourish and grow within the business development and wider mortgages team. 

What else are we looking for?

An influential leader with a track record of building relationships at key account level to allow us access to the advisers in the firm or the firms within the network / club.

A leader with experience of creating successful key account strategies including the monitoring and targeting of appropriate key accounts, as well as identifying ‘up and comers’ within the market.

Are you able to bring innovative thinking to our business and collaborate with our product and marketing teams to ensure we disturb the market and achieve our bold growth plans?

Interested? 

If so, send a copy of your CV with a one-page letter summarising why you should be considered for the role and what you would bring to it.

Apply Here

BI Developer (Power BI)

Salary: Competitive (dependent on experience) + benefits

Hodge Bank provides a range of financial products and services to corporate and personal customers. To support the growing and changing needs of the business, we are growing our data capabilities, and are therefore seeking a BI Developer with strong MS Power BI & SSRS skills and experience, to further enhance the Group’s Business Intelligence function.

As BI Developer (Power BI) your primary focus will be to develop, maintain and evolve the group Power BI & SSRS report suite through implementation of efficient development, processes, and expert understanding of the group’s data structure and content.

You will also be required to translate business reporting requirements to design, build and deploy Power BI & SSRS reporting solutions that meet internal customers’ needs, while embedding a continuous improvement culture to the development of our data reporting capabilities. You will also be working closely with our Data Warehouse developers to ensure business requirements are served through full automation.

This role plays a crucial part in delivering our Group BI strategy and as such we are looking for candidates with proven experience as a BI Report Developer, with strong experience of the Microsoft BI Stack (Power BI & SSRS are a must-have) and strong familiarity with BI technologies.

Key Responsibilities Include

  • Develop, maintain and evolve the group Power BI report suite.
  • Provide expertise in using and developing Power BI & SSRS solutions.
  • Provide expertise in using and developing reporting data structures and outputs.
  • Understand the structure and content of the organisations data.
  • Translate business reporting requirements into technical Data warehouse requirements.
  • Conduct testing and troubleshooting.
  • Evaluate and improve existing BI reporting systems.
  • Develop and update appropriate technical documentation.
  • Develop relationships with internal customers and be confident in working with stakeholders across the company.
  • Deliver first class customer service and promote the BI service.
  • The preferred candidate will have very strong report development skills and be highly proficient in Power BI, SSRS, SQL & MS Excel and to enable the ability to effectively support the Group’s BI strategy and roadmap
Apply Here